Payment Policy

Last updated: July 13, 2026

This Payment Policy explains how payments are processed for orders placed on eluxurybedding.com.

1. Accepted Payment Methods

We accept the following payment methods at checkout:

• Major credit and debit cards (Visa, Mastercard, American Express, Discover)
• PayPal
• Other payment methods as displayed at checkout

Accepted payment methods may vary and are always confirmed at checkout before you complete your order.

2. Currency

All prices on this Site are listed in U.S. Dollars (USD). If you are paying with a card issued outside the United States, your bank may apply currency conversion fees; we do not control or receive any portion of those fees.

3. Payment Authorization

By submitting an order, you authorize us (and our payment processor) to charge the payment method provided for the full order amount, including applicable taxes and shipping. Your card issuer may place a temporary authorization hold on your account when you place an order; this is separate from the final charge.

4. Order Verification & Fraud Prevention

To protect our customers and our business, we may use fraud-detection tools to verify orders. We reserve the right to delay, cancel, or refuse any order if we suspect fraudulent activity, or if we are unable to verify the payment information provided. If this happens, we will attempt to contact you using the information provided at checkout.

5. Sales Tax

Applicable sales tax is calculated at checkout based on your shipping address and applicable state and local tax laws. The exact tax amount will be shown before you complete your purchase.

6. Payment Security

We do not store your full credit card details on our servers. Payments are processed through secure, PCI-compliant third-party payment processors. All payment information is encrypted during transmission.

7. Declined or Failed Payments

If your payment is declined or fails to process, your order will not be completed. Please verify your payment details or contact your card issuer, or try an alternate payment method, to complete your purchase.

8. Billing Errors

If you notice an unexpected or incorrect charge from Zamaro Bedding, please contact us as soon as possible so we can investigate and correct the issue.

9. Refunds

Refunds are issued to the original payment method used at checkout. Please see our Refund and Returns Policy for full details on eligibility and processing times.

10. Contact Us

If you have questions about a payment or charge, contact our customer care team: